Attention homeowners: Real estate appraisal services for in Trussville and Jefferson County

Here are the top 7 reasons why AL homeowners need Southeastern Valuation, LLC.:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to lower a mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a AL divorce, when real estate property needs to be divided
  7. Settle an estate in AL by determining the true market value of property in question

Own a home in or near Trussville, AL and need help deciding the price of it?
Contact Southeastern Valuation, LLC..

At Southeastern Valuation, LLC., we understand the particular needs of a customer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Southeastern Valuation, LLC. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are seasoned in helping clients just like you rid themselves of unneeded PMI insurance.

Challenging a property tax assessment

Lets say you live in an area that is going down -- your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Southeastern Valuation, LLC. is your perfect weapon when challenging your property tax assessment.

HELOC recently frozen?

If your property is in or near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. Southeastern Valuation, LLC. can help you reinstate your home equity line of credit with efficient appraisal.

We Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for preciseness or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Southeastern Valuation, LLC. can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.